FHA Loans

An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing. Save money with an easy and fast FHA loan, qualifying is simple!

How It Works/Payments

• Pay your mortgage at any time without pre-payment penalties
• 30-, 25-, 20- and 15-year terms are all available with fixed rates
• 5-year adjustable-rate mortgage available

Qualification Requirements

• Credit scores as low as 580 may qualify
• Refinance up to 97.75% of your primary home’s value
• Buy a home with as little as 3.5% down (primary home)

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!